Florida House Bill 657 and HOA Dissolution: What Florida Communities Need to Know
What if your HOA could be dissolved?
That is exactly what Florida House Bill 657 could allow, and whether it becomes law depends on what happens in committee.
For homeowners, board members, and community leaders across Fort Myers, Cape Coral, Estero, and throughout Florida, this proposed HOA reform bill could significantly impact how homeowners associations operate.
At MyTown Communities, we are closely monitoring Florida HOA legislation to help the communities we manage remain compliant, stable, and well governed.
What Is Florida House Bill 657?
HB 657 is a major Florida HOA reform bill currently moving through the Florida Legislature. One of its most significant provisions would create a legal pathway for homeowners to vote to terminate their HOA.
This represents a major shift in Florida community association governance.
Homeowners associations are structured to manage shared responsibilities, enforce governing documents, maintain common areas, and protect property values. If HB 657 passes, some associations could face the possibility of dissolution through a defined legal process.
For many communities, that would fundamentally change how neighborhood governance functions.
HOA Dissolution in Florida: More Than a Vote
For homeowners frustrated by:
Rising HOA assessments
Enforcement disputes
Governance concerns
Transparency issues
Financial management disagreements
This bill may feel like added leverage.
However, dissolving an HOA is not simply a governance decision. It is a structural and financial responsibility issue that affects the entire community.
Many Florida homeowners associations are responsible for:
Private roads
Stormwater management systems
Retention ponds
Gated entrances
Community amenities
Insurance coverage
Reserve funds for long term repairs
If an HOA were dissolved, critical questions arise:
Who maintains the infrastructure?
Who ensures proper insurance coverage?
Who oversees financial reserves?
Who manages long term capital improvements?
These are not optional tasks. They are legal and fiduciary obligations governed by Florida statutes. Any changes to an association’s structure must be handled carefully and in full compliance with state law.
Where HB 657 Stands in the Legislative Process
Right now, HB 657 is sitting in committee.
Legislative committees are where bills are:
Carefully reviewed
Amended
Evaluated
Expanded or narrowed
Advanced or stopped
If the bill clears committee, it moves to the full House for a vote. If it stalls, it does not move forward this session.
For Florida HOA boards and homeowners, this stage is critical. Legislative changes to Florida homeowners association law can reshape compliance requirements, governance structures, and financial obligations.
Potential Impact on Florida Community Associations
If HB 657 ultimately becomes law, Florida could see meaningful changes in how associations function, including:
Increased legal complexity
Greater responsibility for boards and homeowners
Expanded compliance requirements
Higher demand for professional HOA management
Increased need for financial oversight and risk management
Communities with significant shared infrastructure could face complex transition challenges if dissolution becomes an option.
This is why professional guidance from experienced Florida property management companies is essential.
MyTown Communities Commitment to Legal Compliance and High Quality Service
At MyTown Communities, we believe every association must operate within the framework of Florida law with professionalism, integrity, and transparency.
As a licensed community association management company serving Southwest Florida, our role is to:
Guide boards through legislative changes
Ensure compliance with Florida HOA statutes
Protect the long term stability of the community
Provide accurate financial reporting and budgeting
Maintain proper reserve planning
Deliver responsive homeowner communication
Our experienced LCAMs and dedicated accounting professionals work together to provide comprehensive HOA management and financial oversight.
We remain committed to:
Following Florida law precisely
Staying informed on all HOA legislative updates
Providing top review highest quality property management services
Protecting the interests of homeowners and board members
Supporting stable, compliant, and well managed communities
Regardless of legislative changes, our commitment to excellence does not change.
Learn more about our services here:
https://www.fortmyers-propertymanagement.com/
The Bottom Line for Florida HOAs
This is not just another bill in Tallahassee. Florida House Bill 657 could reshape how thousands of Florida communities operate.
Whether the bill advances or not, one thing is certain: strong governance, legal compliance, and professional management remain essential to protecting property values and maintaining thriving communities.
At MyTown Communities, we will continue guiding our boards every step of the way with expertise, professionalism, and a commitment to excellence.
For continued updates on Florida HOA legislation and expert insights into community association management in Fort Myers and Southwest Florida, visit:
https://www.fortmyers-propertymanagement.com/
Your community deserves compliant, stable, and high quality management you can trust.
